
What Does a DSCR of 1.25 Mean for a Real Estate Investor?
A DSCR of 1.25 means the property generates 25% more income than needed to cover debt service, which is why many lenders use it as a qualification floor.
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A DSCR of 1.25 means the property generates 25% more income than needed to cover debt service, which is why many lenders use it as a qualification floor.

Duplexes and triplexes split the difference between single-family and true multifamily. In Philadelphia, they're often where the best risk-adjusted returns live.

>- Both neighborhoods attract renter demand, but they do it for slightly different reasons and at different risk profiles.