
What Is the Downside of a DSCR Loan?
DSCR loans can be a strong scaling tool, but the tradeoff is usually higher financing cost and tighter reliance on property income metrics.
Explore guides that connect to Philadelphia investing, from tactical buying decisions to positioning and investment strategy.

DSCR loans can be a strong scaling tool, but the tradeoff is usually higher financing cost and tighter reliance on property income metrics.

DSCR loans are not always 20% down. Required equity depends on DSCR strength, credit score, property type, and loan program.

DSCR is one of the most important metrics in investment lending because it shows whether a rental property can cover its debt payment on its own income.

Duplexes and triplexes split the difference between single-family and true multifamily. In Philadelphia, they're often where the best risk-adjusted returns live.

Your first investment property will teach you more than any course. But it will also teach you expensive lessons unless you have a partner who has made those mistakes before.

Most agents won't touch investor clients because they don't understand the business. I specialize in investor deals because my contractor background unlocks a real competitive edge.

The 70% rule is a quick screening tool that every Philadelphia investor should understand. Here's how I use it to evaluate hundreds of off-market deals.

Most flippers are either agents or contractors, but rarely both. Here is how I leverage both skills to execute Philadelphia flips with better margins and less risk.